Contractor Equipment Financing in Lexington-Fayette, KY

Lexington-Fayette contractors and trade businesses can get $25,000 to $5,000,000 in contractor equipment financing — approved on your revenue and bank deposits, not just your credit (FICO 500+), with approval in 1 to 3 days. Contractor Equipment Financing funds new or used equipment with the machine as collateral. You don't need an existing loan or advance to qualify — this is straight first-position capital for Lexington-Fayette contractors.

Get funded in Lexington-Fayette — see your amount

Two-to-four-hour decisions. Same-day funding. No obligation. Apply Online →

Why Lexington-Fayette contractors choose us

• Underwritten on the work, not the score. A 500+ FICO in Lexington-Fayette clears when the deposit history backs it up.
• Nothing open required. First-position funding, so a clean book is all it takes to start.
• $25K to $5M. One more van and a tool package, or a second crew on the road in Lexington-Fayette.
• Trade-season speed. Most Lexington-Fayette approvals land in 2 to 4 hours and fund the same day, which matters when the install window is now.

What Lexington-Fayette trade contractors put contractor equipment financing toward

Trade work in Lexington-Fayette turns on material pricing, licensing and crew availability. Owners here put the capital into:

• Buy or replace heavy equipment
• Add trucks and trailers
• Upgrade to newer machines
• Add capacity for a new contract

How it works in Lexington-Fayette

Apply online in minutes, connect 3 months of business bank statements, and get a decision in 2 to 4 hours. Once approved, Lexington-Fayette contractors are funded the same day. Requirements: FICO 500+, 6+ months in business, and $10,000+ in monthly revenue.

Common questions

How fast can a Lexington-Fayette business get funded? Most approvals come in 2 to 4 hours, with same-day funding once you're approved.

Do I need an existing loan or advance? No. This is first-position funding, and a Lexington-Fayette trade business with no open advances gets the strongest terms available.

What credit score do I need? 500+ FICO is accepted. Underwriting reads your deposits and job flow, not the score on its own.

Get contractor equipment financing in Lexington-Fayette today

Fast, first-position funding for Lexington-Fayette contractors — approved on revenue, funded the same day. Apply Now ⚡