Finance the trucks, machines, and equipment your contractor needs — with the equipment itself as collateral, so approval leans on the asset and your revenue.
Get Funded →$25K to $5M for contractors and trades — approved on your revenue, funded in as little as 24 hours. No collateral for working capital.
Start your application in about a minute. A real decision fast — soft credit pull, no obligation.
START MY APPLICATION →🔒 Soft credit pull · will not affect your credit score
Get a quote or invoice from any dealer or seller — new, used, or auction.
Short application with a soft credit pull that does not affect your score.
Approval leans on the equipment and your revenue; terms shown up front.
Funds go to the seller, typically in 1-3 business days.
Typical 2026 ranges for contractors through Contractor Capital Funding.
| Detail | Typical range | Notes |
|---|---|---|
| Finance amount | $10K – $2M | New and used units |
| Term | 12 – 84 months | Matched to useful life |
| Down payment | 0 – 20% | Depends on age & revenue |
| Credit | FICO 500+ | Secured by the equipment |
Estimate your monthly payment. Adjust the amount and term below.
Estimates only, for illustration, using a sample rate. Real rates and terms are set at underwriting.
Equipment financing through Contractor Capital Funding runs from $10,000 to $2,000,000 over 12 to 84 months, priced on the equipment, its age, and your revenue. The machine is the collateral, so no other assets are pledged.
Most deals fund in 1-3 business days once the quote and bank statements are in.
Use the calculator above to estimate your monthly payment.
Cover fuel, haul, and payroll between site pay apps.
Fund hot-mix and crews before the paving contract pays.
Carry rigging crews and material across the milestone gap.
Fund bore, pipe, and payroll before the utility draw.
Apply in 5 minutes with a soft credit pull. Buy the equipment and keep cash in the business.
Get Funded →Figures and calculator estimates are typical 2026 industry examples for general information and vary by underwriting; your actual terms are set at application. Funding is subject to approval. Product and company names referenced are the property of their respective owners.
Approved on your revenue, not just your credit. Start your 1-minute application.
Funding that fits construction cash flow — retainage, progress draws, equipment, and payroll gaps.
General contractors, subs, and every trade. We fund the way construction actually gets paid.
Cover materials, mobilization, or payroll between draws — decision in as little as 4 hours.
500+ FICO accepted. Underwritten on your deposits and receivables, not just your score.
Approved on your deposits, not just your score. Funded in as little as 24 hours.
$25K–$5M · funded in 24 hours · 500+ credit OK. A soft credit pull that will not affect your score.
START MY 1-MINUTE APPLICATION →No obligation · takes about a minute
