Decisions in 4 hours  |  No collateral required  |  All credit types welcome
Construction & Contractor Funding

Capital Built for
Contractors
Who Build

Fast, flexible business funding from $25K to $5M for contractors, tradespeople, and construction companies. No collateral. Decisions in hours, not weeks.

$5M Max Funding
4 hrs Avg. Decision
All Credit Types
6 mo Time in Business
See How Much You Qualify For
Takes 2 minutes. No hard credit pull.
Get My Funding Options
No SSN required to check. Soft pull only. Free, no obligation.
Trusted by contractors across the US
A+
BBB Accredited Network
4.8 / 5 Average Rating
$
$500M+ Funded
50
States Covered
Funding Solutions

Every Type of Contractor Funding

From working capital to equipment — we match you to the right product for your business.

Merchant Cash Advance

Get a lump sum now, repay as a percentage of future revenue. No fixed monthly payments.

$25K–$2M Amount
24 hrs Funding Speed
500+ Min. Credit
Apply Now →
🔄

Business Line of Credit

Draw funds as needed, pay interest only on what you use. Perfect for managing cash flow gaps between jobs.

$10K–$1M Amount
48 hrs Funding Speed
580+ Min. Credit
Apply Now →
🏗️

Equipment Financing

Finance excavators, cranes, trucks, and heavy equipment. The equipment itself serves as collateral.

$50K–$5M Amount
3–5 days Funding Speed
600+ Min. Credit
Apply Now →
📋

Invoice Factoring

Turn unpaid invoices into immediate cash. Stop waiting 60–90 days to get paid by general contractors.

Up to 90% Advance Rate
24 hrs Funding Speed
Any Credit
Apply Now →
📄

Term Loan

Fixed monthly payments, predictable schedule. Ideal for large projects, expansion, or hiring new crews.

$50K–$5M Amount
3–7 days Funding Speed
620+ Min. Credit
Apply Now →
🏢

SBA Loans

Government-backed loans with the lowest rates available for qualified contractors. Longer terms, bigger amounts.

Up to $5M Amount
2–4 wks Funding Speed
650+ Min. Credit
Apply Now →
The Process

Funded in as Fast as 24 Hours

A streamlined process built for contractors who don't have time to waste.

Step 01 📝

Apply Online

Complete our 2-minute application. No hard credit pull. No tax returns required for most programs.

Step 02 📊

Get Matched

We match you with the best lender from our network of 75+ funding partners based on your profile.

Step 03

Review Offers

Receive multiple competitive offers. Compare rates, terms, and amounts with no obligation to proceed.

Step 04 💰

Get Funded

Sign your agreement and funds hit your bank account — often within 24 hours of approval.

Who We Fund

Built for Every Trade

We work with contractors across every specialty in the construction industry.

🔌 Electrical Contractors
🔧 Plumbing & HVAC
🏠 General Contractors
🏗️ Concrete & Masonry
🌿 Landscaping
🪵 Framing & Drywall
🛖 Roofing
🚧 Civil & Excavation
🎨 Painting & Finishing
🔩 Steel & Ironwork
🪟 Windows & Glazing
❄️ Mechanical
Eligibility

Do You Qualify?

Most contractor businesses qualify within minutes. Our minimum requirements are designed to say yes more often than traditional banks.

  • At least 6 months in business
  • $25,000 or more in monthly revenue
  • U.S.-based business (all 50 states)
  • Business bank account
  • All credit scores considered — even 500+
  • No collateral required for most programs
Check My Eligibility

What You'll Need to Apply

See My Options
No SSN or tax returns required at this stage.
Client Stories

Contractors Who Got Funded

Real businesses. Real capital. Real results.

★★★★★

"I needed capital to take on a large commercial job before the GC paid. Got funded in less than 24 hours. Saved the contract."

★★★★★

"Banks kept saying no because of a rough patch two years ago. These guys looked at my cash flow and said yes same day."

★★★★★

"Equipment financing in 3 days. Bought the excavator I needed to bid a $2M job. Best business decision I made this year."

FAQ

Common Questions

Most applicants receive a decision within 4 hours of submitting their application. Once approved and documents signed, funds typically hit your bank account within 24 hours. Some programs fund same-day.

No. Our lender network works with credit scores as low as 500. We look at your overall business health — revenue, cash flow, and time in business — not just your credit score.

For most programs, you only need 3 months of business bank statements, a valid government ID, and basic business information. No tax returns required for funding under $250K.

No. Our initial application uses only a soft credit inquiry, which does not impact your credit score. A hard pull only occurs if you choose to move forward with a specific offer.

Funding ranges from $25,000 to $5,000,000 depending on your monthly revenue, time in business, and the type of financing. As a general rule, most contractors qualify for 100–150% of their monthly gross revenue.

Most of our programs are unsecured — no collateral required. Equipment financing uses the equipment itself as collateral. SBA loans may require additional collateral depending on the amount.

Ready to Get Funded?

Join thousands of contractors who have secured capital through our network. Apply in 2 minutes, get a decision in hours.

Start My Application
No obligation. No hard credit pull. Free to apply.
Get Started Today

Your Next Job Deserves
the Capital to Win It

Don't lose a contract because of cash flow. Get funding fast and keep your business moving forward.