Contractor Equipment Financing in Stockton, CA

Stockton contractors and trade businesses can get $25,000 to $5,000,000 in contractor equipment financing — approved on your revenue and bank deposits, not just your credit (FICO 500+), with approval in 1 to 3 days. Contractor Equipment Financing funds new or used equipment with the machine as collateral. You don't need an existing loan or advance to qualify — this is straight first-position capital for Stockton contractors.

Get funded in Stockton — see your amount

Two-to-four-hour decisions. Same-day funding. No obligation. Apply Online →

Why Stockton contractors choose us

• Underwritten on the work, not the score. A 500+ FICO in Stockton clears when the deposit history backs it up.
• Nothing open required. First-position funding, so a clean book is all it takes to start.
• $25K to $5M. One more van and a tool package, or a second crew on the road in Stockton.
• Trade-season speed. Most Stockton approvals land in 2 to 4 hours and fund the same day, which matters when the install window is now.

What Stockton trade contractors put contractor equipment financing toward

Trade work in Stockton turns on material pricing, licensing and crew availability. Owners here put the capital into:

• Buy or replace heavy equipment
• Add trucks and trailers
• Upgrade to newer machines
• Add capacity for a new contract

How it works in Stockton

Apply online in minutes, connect 3 months of business bank statements, and get a decision in 2 to 4 hours. Once approved, Stockton contractors are funded the same day. Requirements: FICO 500+, 6+ months in business, and $10,000+ in monthly revenue.

Common questions

How fast can a Stockton business get funded? Most approvals come in 2 to 4 hours, with same-day funding once you're approved.

Do I need an existing loan or advance? No. This is first-position funding, and a Stockton trade business with no open advances gets the strongest terms available.

What credit score do I need? 500+ FICO is accepted. Underwriting reads your deposits and job flow, not the score on its own.

Get contractor equipment financing in Stockton today

Fast, first-position funding for Stockton contractors — approved on revenue, funded the same day. Apply Now ⚡