Decisions in 4 hours  |  No collateral required  |  All credit types welcome
Working capital · $25K–$5M · FICO 500+

Contractor Working Capital in Augusta-Richmond County, GA

Augusta-Richmond County: get $25,000 to $5,000,000 in as little as 24 hours — approved on your revenue, FICO 500+, no existing advance needed.

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Augusta-Richmond County HVAC, electrical, plumbing, roofing and concrete contractors can draw $25,000 to $5,000,000 in contractor working capital — underwritten on deposit history and job flow rather than credit alone (FICO 500+), with a decision in 2 to 4 hours and same-day funding. Contractor Working Capital gives you flexible operating cash for day-to-day operations. You don't need an existing loan or advance to qualify — this is straight first-position capital for Augusta-Richmond County contractors.

Get funded in Augusta-Richmond County — see your amount

Two-to-four-hour decisions. Same-day funding. No obligation. Apply Online →

Why Augusta-Richmond County contractors choose us

  • Underwritten on the work, not the score. A 500+ FICO in Augusta-Richmond County clears when the deposit history backs it up.
  • Nothing open required. First-position funding, so a clean book is all it takes to start.
  • $25K to $5M. One more van and a tool package, or a second crew on the road in Augusta-Richmond County.
  • Trade-season speed. Most Augusta-Richmond County approvals land in 2 to 4 hours and fund the same day, which matters when the install window is now.

What Augusta-Richmond County trade contractors put contractor working capital toward

Trade work in Augusta-Richmond County turns on material pricing, licensing and crew availability. Owners here put the capital into:

  • Crew payroll
  • Materials and supplies
  • Fuel and overhead
  • Mobilization on new jobs
  • Covering net-30/60/90 gaps

How it works in Augusta-Richmond County

Apply online in minutes, connect 3 months of business bank statements, and get a decision in 2 to 4 hours. Once approved, Augusta-Richmond County contractors are funded the same day. Requirements: FICO 500+, 6+ months in business, and $10,000+ in monthly revenue.

Common questions

How fast can a Augusta-Richmond County business get funded? Most approvals come in 2 to 4 hours, with same-day funding once you're approved.

Do I need an existing loan or advance? No. This is first-position funding, and a Augusta-Richmond County trade business with no open advances gets the strongest terms available.

What credit score do I need? 500+ FICO is accepted. Underwriting reads your deposits and job flow, not the score on its own.

Get contractor working capital in Augusta-Richmond County today

Fast, first-position funding for Augusta-Richmond County contractors — approved on revenue, funded the same day. Apply Now ⚡

Contractor Working Capital across Georgia

We fund contractors in Augusta Richmond County and Georgia. Explore nearby cities and other funding options below.