Decisions in 4 hours  |  No collateral required  |  All credit types welcome
Working capital · $25K–$5M · FICO 500+

Contractor Working Capital in Bolingbrook, IL

Bolingbrook: get $25,000 to $5,000,000 in as little as 24 hours — approved on your revenue, FICO 500+, no existing advance needed.

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Bolingbrook HVAC, electrical, plumbing, roofing and concrete contractors can draw $25,000 to $5,000,000 in contractor working capital — underwritten on deposit history and job flow rather than credit alone (FICO 500+), with a decision in 2 to 4 hours and same-day funding. Contractor Working Capital gives you flexible operating cash for day-to-day operations. You don't need an existing loan or advance to qualify — this is straight first-position capital for Bolingbrook contractors.

Get funded in Bolingbrook — see your amount

Two-to-four-hour decisions. Same-day funding. No obligation. Apply Online →

Why Bolingbrook contractors choose us

  • Underwritten on the work, not the score. A 500+ FICO in Bolingbrook clears when the deposit history backs it up.
  • Nothing open required. First-position funding, so a clean book is all it takes to start.
  • $25K to $5M. One more van and a tool package, or a second crew on the road in Bolingbrook.
  • Trade-season speed. Most Bolingbrook approvals land in 2 to 4 hours and fund the same day, which matters when the install window is now.

What Bolingbrook trade contractors put contractor working capital toward

Trade work in Bolingbrook turns on material pricing, licensing and crew availability. Owners here put the capital into:

  • Crew payroll
  • Materials and supplies
  • Fuel and overhead
  • Mobilization on new jobs
  • Covering net-30/60/90 gaps

How it works in Bolingbrook

Apply online in minutes, connect 3 months of business bank statements, and get a decision in 2 to 4 hours. Once approved, Bolingbrook contractors are funded the same day. Requirements: FICO 500+, 6+ months in business, and $10,000+ in monthly revenue.

Common questions

How fast can a Bolingbrook business get funded? Most approvals come in 2 to 4 hours, with same-day funding once you're approved.

Do I need an existing loan or advance? No. This is first-position funding, and a Bolingbrook trade business with no open advances gets the strongest terms available.

What credit score do I need? 500+ FICO is accepted. Underwriting reads your deposits and job flow, not the score on its own.

Get contractor working capital in Bolingbrook today

Fast, first-position funding for Bolingbrook contractors — approved on revenue, funded the same day. Apply Now ⚡

Contractor Working Capital across Illinois

We fund contractors in Bolingbrook and Illinois. Explore nearby cities and other funding options below.