Contractor Working Capital in College Station, TX

College Station HVAC, electrical, plumbing, roofing and concrete contractors can draw $25,000 to $5,000,000 in contractor working capital — underwritten on deposit history and job flow rather than credit alone (FICO 500+), with a decision in 2 to 4 hours and same-day funding. Contractor Working Capital gives you flexible operating cash for day-to-day operations. You don't need an existing loan or advance to qualify — this is straight first-position capital for College Station contractors.

Get funded in College Station — see your amount

Two-to-four-hour decisions. Same-day funding. No obligation. Apply Online →

Why College Station contractors choose us

• Underwritten on the work, not the score. A 500+ FICO in College Station clears when the deposit history backs it up.
• Nothing open required. First-position funding, so a clean book is all it takes to start.
• $25K to $5M. One more van and a tool package, or a second crew on the road in College Station.
• Trade-season speed. Most College Station approvals land in 2 to 4 hours and fund the same day, which matters when the install window is now.

What College Station trade contractors put contractor working capital toward

Trade work in College Station turns on material pricing, licensing and crew availability. Owners here put the capital into:

• Crew payroll
• Materials and supplies
• Fuel and overhead
• Mobilization on new jobs
• Covering net-30/60/90 gaps

How it works in College Station

Apply online in minutes, connect 3 months of business bank statements, and get a decision in 2 to 4 hours. Once approved, College Station contractors are funded the same day. Requirements: FICO 500+, 6+ months in business, and $10,000+ in monthly revenue.

Common questions

How fast can a College Station business get funded? Most approvals come in 2 to 4 hours, with same-day funding once you're approved.

Do I need an existing loan or advance? No. This is first-position funding, and a College Station trade business with no open advances gets the strongest terms available.

What credit score do I need? 500+ FICO is accepted. Underwriting reads your deposits and job flow, not the score on its own.

Get contractor working capital in College Station today

Fast, first-position funding for College Station contractors — approved on revenue, funded the same day. Apply Now ⚡