Decisions in 4 hours  |  No collateral required  |  All credit types welcome
Working capital · $25K–$5M · FICO 500+

Contractor Working Capital in Las Vegas, NV

Las Vegas: get $25,000 to $5,000,000 in as little as 24 hours — approved on your revenue, FICO 500+, no existing advance needed.

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Las Vegas HVAC, electrical, plumbing, roofing and concrete contractors can draw $25,000 to $5,000,000 in contractor working capital — underwritten on deposit history and job flow rather than credit alone (FICO 500+), with a decision in 2 to 4 hours and same-day funding. Contractor Working Capital gives you flexible operating cash for day-to-day operations. You don't need an existing loan or advance to qualify — this is straight first-position capital for Las Vegas contractors.

Get funded in Las Vegas — see your amount

Two-to-four-hour decisions. Same-day funding. No obligation. Apply Online →

Why Las Vegas contractors choose us

  • Underwritten on the work, not the score. A 500+ FICO in Las Vegas clears when the deposit history backs it up.
  • Nothing open required. First-position funding, so a clean book is all it takes to start.
  • $25K to $5M. One more van and a tool package, or a second crew on the road in Las Vegas.
  • Trade-season speed. Most Las Vegas approvals land in 2 to 4 hours and fund the same day, which matters when the install window is now.

What Las Vegas trade contractors put contractor working capital toward

Trade work in Las Vegas turns on material pricing, licensing and crew availability. Owners here put the capital into:

  • Crew payroll
  • Materials and supplies
  • Fuel and overhead
  • Mobilization on new jobs
  • Covering net-30/60/90 gaps

How it works in Las Vegas

Apply online in minutes, connect 3 months of business bank statements, and get a decision in 2 to 4 hours. Once approved, Las Vegas contractors are funded the same day. Requirements: FICO 500+, 6+ months in business, and $10,000+ in monthly revenue.

Common questions

How fast can a Las Vegas business get funded? Most approvals come in 2 to 4 hours, with same-day funding once you're approved.

Do I need an existing loan or advance? No. This is first-position funding, and a Las Vegas trade business with no open advances gets the strongest terms available.

What credit score do I need? 500+ FICO is accepted. Underwriting reads your deposits and job flow, not the score on its own.

Get contractor working capital in Las Vegas today

Fast, first-position funding for Las Vegas contractors — approved on revenue, funded the same day. Apply Now ⚡

Contractor Working Capital across Nevada

We fund contractors in Las Vegas and Nevada. Explore nearby cities and other funding options below.