Apply Now →Apply Now →Portland contractors move fast — and so should your capital. Contractor Capital Loans delivers $25,000 to $5,000,000 to Portland-area construction and trade businesses, approved on revenue with FICO 500+ and funded in as little as 24 hours.
Get Funded in PortlandPortland, OR is riding commercial and sustainable-building projects. That growth means bigger jobs, longer payment cycles, and more pressure on cash flow. Contractor Capital Loans bridges that gap with fast contractor loans designed for Portland-area general contractors, electricians, plumbers, HVAC contractors, roofers, concrete and masonry crews, framers, excavation and site-work firms, and specialty trade subcontractors.
Unlike a bank, we approve on your business's revenue and deposit history — not just your credit score — so Portland contractors with a 500+ FICO and steady monthly revenue can qualify, even after a bank turns them down.
Cover payroll, materials, and mobilization on Portland jobs before your first draw lands.
Finance the iron your Portland crews run — excavators, trucks, tools, and machinery.
Draw as you need across multiple Portland-area projects and repay as checks clear.
Turn net-30/60/90 receivables and retainage into cash you can use now.
$25K to $5M for contractors and trades — approved on your revenue, funded in as little as 24 hours. No collateral for working capital.
Start your application in about a minute. A real decision fast — soft credit pull, no obligation.
START MY APPLICATION →🔒 Soft credit pull · will not affect your credit score
A loans decision in as little as 4 hours — no month-long bank review.
Approved on cash flow, so a rough credit patch won't stop a strong Portland operator.
We fund contractors across Portland and all of Oregon — and all 50 states.
Free online application, soft credit pull, no obligation.
Apply in minutes. Soft credit pull. Funded in as little as 24 hours.
Apply Now →Approved on your revenue, not just your credit. Start your 1-minute application.
Loans that fits construction cash flow — retainage, progress draws, equipment, and payroll gaps.
General contractors, subs, and every trade. We fund the way construction actually gets paid.
Cover materials, mobilization, or payroll between draws — decision in as little as 4 hours.
500+ FICO accepted. Underwritten on your deposits and receivables, not just your score.
Approved on your deposits, not just your score. Funded in as little as 24 hours.
$25K–$5M · funded in 24 hours · 500+ credit OK. A soft credit pull that will not affect your score.
START MY 1-MINUTE APPLICATION →No obligation · takes about a minute